Are payments safe?
Credit Card Payments are processed through Payfast
PayFast is committed to keeping you and your information secure. Payfast have a multitude of checks in place to protect both buyers and sellers from fraudulent transactions.
Payfast use Extended Validation SSL with 256-bit encryption by Thawte.com. Only two of the four major South African banks use this, the highest, level of encryption currently available.
3D Secure is in place for all credit card transactions.
All sensitive info is encrypted within Payfasts database.
Payfast run penetration testing on their system on a weekly basis to look for vulnerabilities. They are only required to do it once every three months, but they run it every week.
Payfasts entire site, blog and help site are served off secure servers, making it harder to perpetrate phishing attacks.
Payfast also have an excellent monitoring system that does, among other things: GEO IP tracking, velocity testing, BIN/IIN validation and checks against online databases.
3D SECURE
3D Secure is an extra layer of security in using your credit card for online transactions. For online transactions over R1000 you'll be asked to enter your 3D Secure password (different from the PIN), which is called Verified by Visa and MasterCard SecureCode by the respective credit card companies.
You have to register for 3D Secure with your card issuing bank, and can be set up either as a password of your choice or a one-time-password that will be sent to you by email/SMS.
Instant EFT Payments are processed via Ozow (Formerly I-Pay)
Thawte Certificate
Ozow are Thawte certified, i-Pay is able to offer the utmost levels of security to businesses and shoppers alike. Through Ozow, online payment processing is safe and secure. Confidence and trust between clients and businesses are built and secured, based on one of the most consistent network infrastructures available.
EV SSL Certificate
Trusted and verified sites will present a green area in the address bar, so shoppers need never be concerned as to whether the information passed to us is secure during the online payment process.
Extra Security
Personal data remains private
As Ozow or Seeds for Africa do not access the sensitive and confidential information of shoppers, their personal data remains entirely safe and private.
Consumer Protection Programme
Ozow's free protection programme for shoppers guarantees that unauthorised real-time- from the consumer’s account of up to R10, 000 made through the i-Pay payment processor, will be reimbursed.
Identity Theft
Through Ozow’s secure online payment processing service, consumers are able to keep all personal and financial information and data private, both from Ozow and Seeds for Africa, thereby significantly lowering the opportunity for identity theft and fraud to occur online.